Toppay 是一个安全且强大的钱包平台，内建商户网关功能。它设计以灵活与可扩展性著称，支援各种金融交易及第三方整合。
Toppay is a secure and robust wallet platform with built-in merchant gateway functionality. Designed for flexibility and scalability, it supports a wide range of financial transactions and third-party integrations.
核心功能 / Core Features
多钱包系统 / Multi-Wallet System：用户可以管理多个不同货币的钱包。
Users can manage multiple wallets with different currencies.
安全交易 / Secure Transactions：支援存款、提款、发送及请求操作，具备完整记录与保护。
Supports deposits, withdrawals, send, and request operations with full logging and protection.
商户网关 API / Merchant Gateway API：外部网站可透过 API 整合接受 Toppay 付款。
External sites can accept payments through Toppay using API integration.
先进通知系统 / Advanced Notification System：即时发送电子邮件、推送及短信警示，处理交易与系统事件。
Real-time email, push, and SMS alerts for transactional and system events.
Webhook 支援 / Webhook Support：当透过 Toppay 付款时，能即时更新商家整合的第三方网站状态。
Enables real-time status updates to merchant-integrated third-party sites when payments are made via Toppay.
基于角色的存取权限 / Role-Based Access：将管理员、使用者和商家面板分开，并有细致的权限。
Separate admin, user, and merchant panels with granular permissions.
开发者友善 / Developer-Friendly：以 Laravel 11 为基础，具备完整的 API 与事件驱动逻辑。
Built on Laravel 11 with well-documented APIs and event-driven logic.